Windows 8.1

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Fraud and Privacy Prevention

Cloud Services and Brooks ePC Partners

They certainly aren’t going to target me. That’s the perk of having horrible credit, you don’t have to worry about being a target of fraud! Um wrong! First of all, your credit score is nowhere near as detrimental to your ability to create on-line account or have credit extended to you as you may think. The Internet covers the globe and chances are no matter how bad you think you got it, you are in the 90% percentile of wealth per capita in the world. Second of all, those with stellar credit and extensive personal wealth are usually NOT targets of fraud. Hi income comes with high profiles and high profiles bring attention to transactions on-line or otherwise. The “buyer” is often flagged as a opportunity for the vendor to extend even more credit or make a bigger sale than intended. This attention is the last thing organizations that steal money from the average person need. Taking a few dollars from a great number of people is the recipe for a successful criminal organization on the web. To attach a recurring charge to a credit card that is small enough to go unnoticed or too small for the victim to jump through the hoops it takes to figure out if the charge is legitimate or not takes time, phone calls follow up and is often a messy maze of half truths that leave the victim, using valuable time to track down something that might even be legitimate, perhaps the spouse ordered it or it is part of a subscription fee for one of the kids activities that he or she agreed to at back to school night. I have personally found many charges that fall in this monetary announce category and show up on a quarterly basis. I have even tried to figure out if the charge was legitimate or not and after a couple hours of wasted time, I found myself late for an appointment and put it again on the back burner. Then one day I finally had it, the recurring charges were too much to ignore and I was willing to do whatever it took to put a stop to these charges. I found that in fact I was a long-time victim of fraud and it had extended back over the course of several years. We concern ourselves with protection of personal information from the potential danger brought on by phishing scams, viruses Trojans, disingenuous websites and organizations who are careless in their treatment of personal information provided to them. This continues to be a topic which should be at the forefront of your use of on-line services but the concerns of how the Social Media giants and web-based organizations which we knowingly provide information to, and knowingly correspond through are, in many more important to focus on than the traditional bad guys. We put our trust in these organizations and we should expect that the good faith and fair character of these businesses and Social Media affiliates respect our privacy. This should not boil down to a game of semantics where by the information we intended to be used in one way is expressly or indirectly used in a way we did not agree to. It is not enough to comply by omission of true purpose when stating that the baseline terms and conditions end users agreed upon were met. This is simply not reasonable and organizations which are far reaching enough to collect data about individuals using the web which may not even have a direct membership can collect data though individuals and sources related to an individual to breach that trust much less the trust of the direct end user. This should be common sense and the exploitation of our personal information should not be accepted simply because the ability to collect data has reached this critical mass. As technology moves forward and artificial intelligence algorithms make it possible to create a digital profile of individuals without any consent or knowledge of the practice, it becomes more important to understand that this is not okay. We all have far more to lose than we gain by allowing this practice to grow. Protect yourself and those you interanct with online. Lock down and test your privacy settings.
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They certainly aren’t going to target me. That’s the perk of having horrible credit, you don’t have to worry about being a target of fraud! Um wrong! First of all, your credit score is nowhere near as detrimental to your ability to create on-line account or have credit extended to you as you may think. The Internet covers the globe and chances are no matter how bad you think you got it, you are in the 90% percentile of wealth per capita in the world. Second of all, those with stellar credit and extensive personal wealth are usually NOT targets of fraud. Hi income comes with high profiles and high profiles bring attention to transactions on-line or otherwise. The “buyer” is often flagged as a opportunity for the vendor to extend even more credit or make a bigger sale than intended. This attention is the last thing organizations that steal money from the average person need. Taking a few dollars from a great number of people is the recipe for a successful criminal organization on the web. To attach a recurring charge to a credit card that is small enough to go unnoticed or too small for the victim to jump through the hoops it takes to figure out if the charge is legitimate or not takes time, phone calls follow up and is often a messy maze of half truths that leave the victim, using valuable time to track down something that might even be legitimate, perhaps the spouse ordered it or it is part of a subscription fee for one of the kids activities that he or she agreed to at back to school night. I have personally found many charges that fall in this monetary announce category and show up on a quarterly basis. I have even tried to figure out if the charge was legitimate or not and after a couple hours of wasted time, I found myself late for an appointment and put it again on the back burner. Then one day I finally had it, the recurring charges were too much to ignore and I was willing to do whatever it took to put a stop to these charges. I found that in fact I was a long-time victim of fraud and it had extended back over the course of several years.

We concern ourselves with protection of personal information from the potential danger  brought on by phishing scams, viruses Trojans, disingenuous websites and organizations who are careless in their treatment of personal information provided to them.  This continues to be a topic which should be at the forefront of your use of on-line services but the concerns of how the Social Media giants and web-based organizations which we knowingly provide information to, and knowingly correspond through are, in many more important to focus on than the traditional bad guys.  We put our trust in these organizations and we should expect that the good faith and fair character of these businesses and Social Media affiliates respect our privacy.  This should not boil down to a game of semantics where by the information we intended to be used in one way is expressly or indirectly used in a way we did not agree to. It is not enough to comply by omission of true purpose when stating that the baseline terms and conditions end users agreed upon were met.  This is simply not reasonable and organizations which are far reaching enough to collect data about individuals using the web which may not even have a direct membership can collect data though individuals and sources related to an individual to breach that trust much less the trust of the direct end user. This should be common sense and the exploitation of our personal information should not be accepted simply because the ability to collect data has reached this critical mass.

As technology moves forward and artificial intelligence algorithms make it possible to create a digital profile of individuals without any consent or knowledge of the practice, it becomes more important to understand that this is not okay.  We all have far more to lose than we gain by allowing this practice to grow.  Protect yourself and those you interanct with online. Lock down and  test your privacy settings.